LegalZoom vs. Swyft Filings: LLC Formation Service Comparison

Base LLC Formation Pricing

As published on each company's own site in October 2026, LegalZoom's Basic LLC package and Swyft Filings' Basic package are both $0 plus the state's own filing fee. LegalZoom's higher tiers are Pro at $249 and Premium at $299. Swyft Filings' higher tiers are Standard at $169, marked down from a $199 list price, and Premium at $269, marked down from a $299 list price.

Processing Time Differences

Swyft Filings publishes specific processing-time commitments by tier: Basic takes 7 to 10 business days, Standard takes 3 business days, and Premium takes 1 business day. LegalZoom's published materials do not break out a specific business-day commitment by tier in the same way.

What the Paid Tiers Add

LegalZoom's $249 Pro package includes an operating agreement and EIN filing, both $99 and $79 add-ons respectively in its Basic package. Swyft Filings' $169 Standard tier adds an operating agreement, an EIN application, and organizational minutes; its $269 Premium tier adds same-day processing, a business address, a digital formation kit, and unlimited attorney consultations.

Registered Agent Pricing Is the Largest Gap

LegalZoom charges a flat $249 a year for registered agent service, the same in year one and at renewal, though LegalZoom notes the renewal rate is subject to change. Swyft Filings bills registered agent service at $149 or more per quarter, roughly $596 a year, with no separate discounted first-year rate shown, meaning its first-year and renewal costs are effectively the same. Confirm Swyft Filings' current billing structure directly before assuming a quarterly rate will not change.

Operating Agreement and Annual Report Pricing

Swyft Filings' standalone operating agreement add-on is published at $35 (included free in Standard and Premium). LegalZoom's Basic-package operating agreement add-on is $99 (included in Pro). For annual report filing, LegalZoom charges $99 per filing plus the state fee, or $199 a year for a subscription; Swyft Filings' own blog post cites a similar $99-plus-state-fees figure, though Swyft Filings does not have a dedicated annual report pricing page showing this number.

How LLC Register compares

LLC Register's registered agent service is $99 a year, the same price at renewal. LLC formation in year one and annual report filing are included, while most providers charge $99 to $199 a year extra for annual report filing. State fees are passed through at cost and shown before checkout.

What to Confirm Before You Choose

If registered agent cost is the deciding factor, LegalZoom's $249-a-year flat rate is substantially lower than Swyft Filings' roughly $596-a-year billing. If processing speed matters more, Swyft Filings publishes a specific business-day commitment by tier that LegalZoom's materials do not break out the same way. Confirm both figures directly on each company's current site before ordering.

Quarterly Billing Can Understate the Annual Total

Swyft Filings' registered agent service is billed at $149-plus per quarter rather than a single annual figure. Always convert a quarterly or monthly price to its annual total, roughly $596 a year in this case, before comparing it against LegalZoom's flat annual rate.

Marked-Down List Prices Are Common Industry Practice

Swyft Filings' Standard and Premium tiers are shown as marked down from a higher list price. Confirm whether a discounted price is time-limited or standard before assuming it will still apply when you order.

LegalZoom's Flat Rate Removes Some Renewal Uncertainty

LegalZoom's registered agent price is the same in year one and at renewal, aside from its own note that the rate is subject to future change, which is a simpler structure to plan around than a quarterly bill with no stated long-term rate.

Confirm Current Figures Directly

Swyft Filings' annual report and registered agent figures used here come from its own blog post and registered-agent page rather than a single consolidated pricing page, so confirm current numbers directly with Swyft Filings before ordering.

This Is Not Legal or Tax Advice

Which tier and add-ons make sense for your LLC depends on your specific situation and timeline. Talk to a tax professional about ongoing compliance costs, and verify all prices directly on each company's current site before purchasing.