Swyft Filings vs. Harbor Compliance: LLC Formation Service Comparison
Swyft Filings' Basic LLC package is $0 plus state fees, a lower published starting price than Harbor Compliance's formation service, which starts at $99 plus state fees for a name check and Articles of Organization filing only, as published on each company's site in October 2026. Registered agent pricing also differs sharply: Swyft Filings bills roughly $596 a year with no first-year discount, while Harbor Compliance starts new customers at $99 in year one, renewing at $159 a year.
By LLC Register · Last reviewed October 5, 2026
Comprehensive Guide
Base LLC Formation Pricing
As published on each company's own site in October 2026, Swyft Filings' Basic package is $0 plus state fees with 7 to 10 business day processing; its Standard package is $169 (marked down from $199) with 3 business day processing and adds an operating agreement, EIN application, and organizational minutes; its Premium package is $269 (marked down from $299) with 1 business day processing and adds same-day processing, a business address, a digital kit, and unlimited attorney consultations. Harbor Compliance publishes its LLC formation starting at $99 plus state fees, which its site describes as covering a name check and the Articles of Organization filing only; Harbor Compliance's live pricing page does not break out named tiers the way Swyft Filings' does.
Registered Agent Pricing
Swyft Filings bills registered agent service at $149 or more per quarter, which works out to roughly $596 a year, and does not publish a separate discounted first-year rate, so its first-year and renewal costs are recorded the same. Harbor Compliance charges new customers $99 for the first year of registered agent service, renewing at $159 a year. The gap is substantial: Harbor Compliance's $159-a-year renewal is hundreds of dollars a year lower than Swyft Filings' roughly $596-a-year rate.
Annual Report Filing
Swyft Filings charges $99 plus state fees for annual report filing, according to the company's own comparison blog post rather than a dedicated pricing page. Harbor Compliance's dedicated annual report page lists its managed filing service at $199 per state plus filing fees, though an older price list on the same Harbor Compliance domain showed $175, so confirm the live rate before relying on either figure.
Operating Agreement and EIN Pricing
Swyft Filings includes both an operating agreement and EIN filing free in its Standard and Premium packages; a standalone operating agreement add-on for its Basic package is $35, and Swyft Filings does not publish a separate standalone EIN price outside of Standard and Premium. Harbor Compliance lists an operating agreement and an EIN service at approximately $99 each as standalone add-ons, though Harbor Compliance's own site separately shows a different, higher EIN-related figure in another context, so confirm the current EIN price directly with Harbor Compliance before ordering.
How LLC Register compares
LLC Register's registered agent service is $99 a year, the same price at renewal. LLC formation in year one and annual report filing are included, while most providers charge $99 to $199 a year extra for annual report filing. State fees are passed through at cost and shown before checkout.
What to Confirm Before You Choose
Swyft Filings' registered agent price is billed quarterly rather than as one annual charge, so confirm the current quarterly rate directly on swyftfilings.com before ordering, since a quarterly rate can be adjusted between billing cycles. For Harbor Compliance, confirm what the $99 starting formation price includes for your specific state, and clarify its current EIN and annual report prices given the inconsistencies noted on its own site.
Practical Considerations
Swyft Filings' Registered Agent Price Is Billed Quarterly
Because Swyft Filings bills per quarter rather than as a single annual charge, the roughly $596-a-year figure here is a calculation based on its published quarterly rate; confirm the current quarterly amount directly on swyftfilings.com before ordering.
Harbor Compliance's Annual Report Price Has Shown Two Figures
Harbor Compliance's own site has shown two different annual report prices, $199 and an older $175, on different pages. Check the current rate directly rather than relying on either figure as final.
Confirm Harbor Compliance's EIN Price Directly
Harbor Compliance's site separately shows a higher EIN-related figure in another context beyond its roughly $99 standalone add-on listing. Confirm the current EIN price with Harbor Compliance before ordering.
An EIN Should Never Cost Money on Its Own
Both companies' EIN-related prices pay for help completing a form; an EIN itself is always free directly from the IRS, regardless of which company's figure you compare.
This Is Not Legal or Tax Advice
Which package and add-ons make sense for your LLC depends on your specific business and state. Talk to a tax professional, and verify all prices directly on each company's current site before purchasing.
Sources
The official sources used for this article.
IRS: Apply for an EIN online | irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online |
|---|---|
SBA: Choose a business structure | sba.gov/business-guide/launch-your-business/choose-business-structure |
FTC: The Consumer Reviews and Testimonials Rule, Questions and Answers | ftc.gov/business-guidance/resources/consumer-reviews-testimonials-rule-questions-answers |
Created by: LLC RegisterLast reviewed October 5, 2026
Updated: October 5, 2026
Frequently Asked Questions
Is Swyft Filings or Harbor Compliance cheaper for LLC formation?
As published on each company's site in October 2026, Swyft Filings' Basic package starts at $0 plus state fees, a lower published starting price than Harbor Compliance's formation service, which starts at $99 plus state fees.
Why is Swyft Filings' registered agent price so much higher than Harbor Compliance's?
Swyft Filings bills registered agent service at roughly $149 or more per quarter, about $596 a year, with no first-year discount published. Harbor Compliance charges $99 for new customers in year one, renewing at $159 a year, a much lower published rate.
Which company includes more for free in its paid package tiers, Swyft Filings or Harbor Compliance?
Swyft Filings bundles an operating agreement, EIN application, and organizational minutes free into its $169 Standard package. Harbor Compliance lists an operating agreement and EIN service at approximately $99 each as standalone add-ons rather than bundling them into a tier.
Do Swyft Filings and Harbor Compliance charge the same for annual report filing?
Close, but not identical. Swyft Filings charges $99 plus state fees, per the company's own comparison blog post. Harbor Compliance lists $199 per state plus filing fees on its annual report page, though an older figure on the same site showed $175.
Form your business with LLC Register
$99 a year for a registered agent, with LLC formation in year one and annual report filing included. State fees are passed through at cost.
