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ZenBusiness vs. Harbor Compliance: LLC Formation Service Comparison

ZenBusiness's Starter LLC plan is $0 plus the state's own filing fee, with Pro at $199 a year and Premium at $299 a year. Harbor Compliance's LLC formation is listed starting at $99 plus state fees, covering only a name check and the Articles of Organization filing, as published on each company's site in October 2026. ZenBusiness publishes a free entry tier; Harbor Compliance does not.

By LLC Register · Last reviewed October 5, 2026

Read Comprehensive Guide
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Key Takeaways

  • ZenBusiness publishes a free formation tier; Harbor Compliance does not

    ZenBusiness's Starter plan is $0 plus the state fee. Harbor Compliance's formation service starts at $99 plus state fees, with no free tier published.

  • Harbor Compliance's $99 starting price covers a narrower scope

    Harbor Compliance's 'starting at $99' price covers a name check and the Articles of Organization filing only; fuller packages with add-ons cost more, and the live page does not break out tier names or prices.

  • Harbor Compliance discounts registered agent service in year one

    Harbor Compliance charges new customers $99 for the first year of registered agent service, renewing at $159 a year. ZenBusiness's registered agent page separately advertises $99 for the first year, renewing at $199.

  • Harbor Compliance's annual report price is higher and inconsistently published

    Harbor Compliance's managed annual report service is listed at $199 per state plus filing fees, though an older price list on the same domain showed $175. ZenBusiness charges $100 plus the state fee.

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In this article
  • Comprehensive Guide
  • Practical Considerations

Comprehensive Guide

What ZenBusiness Charges for LLC Formation

As published on its own site in October 2026, ZenBusiness's Starter LLC plan is $0 plus the state's own filing fee. Its Pro plan is $199 a year and Premium is $299 a year, both renewing annually. Registered agent service is not included in Starter by default; ZenBusiness's registered agent page advertises $99 for the first year, renewing at $199 a year, though a separate products page lists $199 a year as the standard rate.

What Harbor Compliance Charges for LLC Formation

Harbor Compliance's LLC formation service is listed "starting at $99 plus state fees" on its own site, but that figure covers a name check and the Articles of Organization filing only; fuller packages with additional services cost more, and Harbor Compliance's live pricing page does not break out package tiers by name the way some competitors do. Unlike ZenBusiness, Harbor Compliance does not publish a $0 entry tier.

Registered Agent Service at Each Company

Harbor Compliance charges new customers $99 for the first year of registered agent service, stated on its own registered-agent page as "$99 first year for new customers. Renews at $159 annually." ZenBusiness's registered agent page separately advertises $99 for the first year, renewing at $199 a year, a higher published renewal than Harbor Compliance's.

Annual Report Filing

Harbor Compliance's managed annual report service is listed at $199 per state plus filing fees on its dedicated annual-report page; an older price list on the same domain showed $175, so confirm the live rate before quoting it. ZenBusiness charges $100 plus the state fee for the same service, a lower published figure than Harbor Compliance's current $199 listing.

Operating Agreement and EIN Pricing

Harbor Compliance lists an operating agreement and EIN service at around $99 each as standalone add-ons, though a separate search snippet showed EIN services "starting at $399 per-state," which may reference a different bundled fee, so treat that figure as approximate. ZenBusiness prices an operating agreement and EIN filing assistance at $99 each in Starter, both included in Pro.

How LLC Register compares

LLC Register's registered agent service is $99 a year, the same price at renewal. LLC formation is included in year one and annual report filing is included every year, while most providers charge $99 to $199 a year extra for annual report filing. State fees are passed through at cost and shown before checkout.

What to Confirm Before You Choose

ZenBusiness publishes a free entry tier that Harbor Compliance does not, but Harbor Compliance's registered agent renewal ($159) is lower than ZenBusiness's published renewal ($199). Because Harbor Compliance's own pages have shown more than one figure for its annual report price and its EIN price, confirm the current live number directly before ordering.

Practical Considerations

A "Starting At" Price Rarely Covers Everything

Harbor Compliance's $99 formation figure covers only a name check and the filing itself; confirm what is and is not included before assuming that number is your full first-year cost.

Check the Current Annual Report Rate Directly

Harbor Compliance's own site has shown two different annual report prices on different pages, $199 and an older $175. Confirm the current rate before relying on either figure.

The EIN Price Needs Confirming Too

A separate search snippet for Harbor Compliance showed EIN services "starting at $399 per-state," a figure that looks like it may reference a different, bundled fee rather than a standalone EIN add-on. Confirm at checkout rather than assuming the lower $99 figure applies.

Free Entry Tiers Still Carry the State Filing Fee

ZenBusiness's $0 Starter plan and any Harbor Compliance package both require paying the state's own LLC filing fee separately, which is set by the state regardless of which provider you use.

This Is Not Legal or Tax Advice

Which package and add-ons make sense depends on your specific business and state. Talk to a tax professional, and verify all current prices directly on each company's site before ordering.

Related Resources

  • ZenBusiness vs. Harbor Compliance: Registered Agent Service Comparison

    Compare ZenBusiness and Harbor Compliance registered agent pricing, first-year offers, renewal costs, and annual report fees as of October 2026.

  • LegalZoom vs. Harbor Compliance: LLC Formation Service Comparison

    Compare LegalZoom and Harbor Compliance LLC formation pricing, published inclusions, and renewal costs as of October 2026.

  • How Much Does It Cost to Form an LLC?

    See what forming an LLC costs, including state filing fees, registered agent costs, EIN fees, and ongoing annual report requirements.

Sources

The official sources used for this article.

IRS: Apply for an EIN online

irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online

FTC: The Consumer Reviews and Testimonials Rule, Questions and Answers

ftc.gov/business-guidance/resources/consumer-reviews-testimonials-rule-questions-answers

SBA: Choose a business structure

sba.gov/business-guide/launch-your-business/choose-business-structure

Created by: LLC RegisterLast reviewed October 5, 2026

Updated: October 5, 2026

Frequently Asked Questions

Does Harbor Compliance offer a free LLC formation tier like ZenBusiness's Starter plan?

No. Harbor Compliance's LLC formation service is listed starting at $99 plus state fees, covering a name check and the Articles of Organization filing only. ZenBusiness's Starter plan is $0 plus the state fee.

Which company's registered agent renewal price is lower, ZenBusiness or Harbor Compliance?

Harbor Compliance's $159-a-year renewal is lower than ZenBusiness's published $199-a-year renewal, though both companies advertise $99 for the first year, as published on each company's site in October 2026.

Why does Harbor Compliance's annual report price vary between pages?

Harbor Compliance's dedicated annual-report page lists $199 per state plus filing fees, while an older price list on the same domain showed $175. Confirm the current live rate before relying on either figure.

What does Harbor Compliance's 'starting at $99' LLC formation price actually include?

It covers only a name check and the Articles of Organization filing. Fuller packages with additional services cost more, and Harbor Compliance's live pricing page does not break out tier names or prices the way some competitors do.

Form your business with LLC Register

$99 a year for a registered agent, with LLC formation in year one and annual report filing included. State fees are passed through at cost.

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