ZenBusiness vs. Swyft Filings: LLC Formation Service Comparison

What ZenBusiness Charges for LLC Formation

As published on its own site in October 2026, ZenBusiness's Starter LLC plan is $0 plus the state's own filing fee, a one-time charge. Its Pro plan is $199 a year and Premium is $299 a year, both renewing annually rather than as one-time fees.

What Swyft Filings Charges for LLC Formation

Swyft Filings's Basic LLC package is $0 plus state fees with 7-10 business day processing. Standard is $169 (marked down from $199, 3 business days, adding an operating agreement, EIN application, and organizational minutes) and Premium is $269 (marked down from $299, 1 business day). Unlike ZenBusiness's Pro and Premium plans, Swyft Filings's Standard and Premium packages are one-time formation fees.

The Key Structural Difference: One-Time vs. Annual Paid Tiers

ZenBusiness's Pro and Premium plans renew every year at their listed price, while Swyft Filings's Standard and Premium packages are paid once. Choosing ZenBusiness's higher tiers carries an ongoing annual cost that Swyft Filings's equivalent tiers do not.

Registered Agent Service Is Where the Two Diverge Most

ZenBusiness's registered agent page advertises $99 for the first year, renewing at $199 a year. Swyft Filings bills registered agent service quarterly from the start, at $149 or more per quarter, about $596 a year, with no separate discounted first-year rate. This is the largest cost gap between the two companies.

Annual Report Filing

ZenBusiness charges $100 plus the state fee for annual report filing. Swyft Filings publishes $99 plus state fees on its own comparison blog post rather than a dedicated pricing page. The two are close.

How LLC Register compares

LLC Register's registered agent service is $99 a year, the same price at renewal. LLC formation is included in year one and annual report filing is included every year, while most providers charge $99 to $199 a year extra for annual report filing. State fees are passed through at cost and shown before checkout.

What to Confirm Before You Choose

The two companies' formation prices are close at every tier, but Swyft Filings's quarterly-billed registered agent service costs substantially more over a year than ZenBusiness's. If you plan to use the same company for both formation and ongoing registered agent service, compare the combined first-year and renewal totals, not just the formation fee alone.

One-Time Fee vs. Annual Subscription Changes the Real Cost

A ZenBusiness Pro or Premium plan costs its listed price every year, while a Swyft Filings Standard or Premium package is paid once. Multiply ZenBusiness's annual tier price by the number of years you plan to keep that tier active before comparing it with Swyft Filings's one-time equivalent.

Convert Swyft Filings's Quarterly Billing to a Yearly Number

Swyft Filings's per-quarter registered agent price can look smaller than a competitor's annual price at first glance. Multiply the quarterly figure by four before comparing it directly with ZenBusiness's annual rate.

The Registered Agent Price Gap Is the Larger Factor

Because a registered agent is required every year the LLC exists, a gap of several hundred dollars a year in that price matters more over time than a modest difference in the one-time formation fee.

What Else the Price Includes

Check whether an operating agreement, EIN application help, and organizational minutes are bundled into the package you are comparing or sold as separate add-ons, since similar headline prices can buy different things.

This Is Not Legal or Tax Advice

Which service costs less for your specific LLC depends on your state's own filing fee and how long you plan to keep the business running. Talk to a tax professional before deciding how to structure ongoing compliance costs.